Make every benefit dollar count
Fund an ICHRA and give employees tax-free dollars to buy their own plan instead of one group plan. Model your contribution against real marketplace prices and see who gets affordable coverage. Every employee gets Covera year-round: a plan they text for, real cost estimates, a bill auditor, and an annual re-check.
Monthly ICHRA contribution
$400/employee/mo
Your workforce
Enter headcount and average salary per age band. Premiums are real lowest-cost plans for TX.
Employer cost / year
$0
Workforce with affordable coverage
0%
Avg employee premium
$0/mo
Employees modeled
0
Compare to your group plan
What you pay per employee per month for group coverage today.
Affordability uses the ACA threshold (10% of income) against the second-lowest silver plan. Premiums from CMS PY2026 Public Use Files; headcounts and salaries are your inputs.